| Implementing Sector: | State |
| Category: | Financial Incentive |
| State: | Minnesota |
| Incentive Type: | Loan Program |
| Web Site: | http://www.mncee.org/Find-Programs-Financing/Home-Energy-Loan// |
| Administrator: | Center for Energy and Environment |
| Eligible Renewable/Other Technologies: | Geothermal Heat Pumps |
| Eligible Efficiency Technologies: | Water Heaters, Lighting, Furnaces, Boilers, Air conditioners, Duct/Air sealing, Building Insulation, Windows, Doors, Custom/Others pending approval |
| Maximum Loan: | $20,000 |
| Loan Term: | Up to a 120 month loan term |
| Interest Rate: | 4.99% |
The Home Energy Loan Program is a statewide program of the Minnesota Housing Finance Agency administered by the Center for Energy and Environment Financial Resources. It offers low interest loans to homeowners who want to make energy improvements to their properties. Eligible improvements include water heaters, furnaces, air conditioners, building insulation, windows, and doors. Custom improvements may be eligible as determined by the program administrator.
The property should be single-family (1-4 units) residential. There is no maximum annual household income limit. Loans are secured through a mortgage on the property.
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A solar PV system is custom-designed for your home. Final solar system price may vary based on your location, monthly utility bill, government incentives and rebates, the condition of your home, and local installation prices. Solar PV system output and estimated savings are calculated based on several factors including product type, system production, geography, weather, shade, electricity use, full utilization of the 30% solar investment tax credit, and utility rate structures and rate increases. Savings on your total electricity costs are not guaranteed. Financing options and terms vary by location, and may not be available in all areas. HahaSmart is neither the lender nor the project installer.
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